Subject: Letter of Intent to Purchase Property Dear [Recipient's Name], I am pleased to submit this Letter of Intent  (“LOI”) on behalf of [Customer's Name]  (“Buyer”) regarding the purchase of the property located at [Property Address]  (“Property”). The terms of this non-binding letter are as follows: 1. Purchase Terms Buyer:  [Customer’s Name] Seller:  [Seller’s Name, if known] Property Address:  [Property Address] Purchase Price:  $[Offer Price] Earnest Money Deposit:  $[Amount], to be held in escrow by [Escrow Company] Financing:  [Cash or Loan Details, if applicable] Due Diligence Period:  [Number of Days] from the effective contract date Closing Date:  [Proposed Closing Date] 2. Buyer’s Agent Compensation Buyer’s agent compensation to be [X% or $X] , payable by [Seller/Buyer]  at closing. 3. Additional Terms [Any contingencies such as financing, inspections, or appraisal requirements] [Any additional terms or conditions relevant to the offer] This Letter of Intent serves as the basis for drafting a formal Purchase Agreement  and does not constitute a binding agreement. The parties acknowledge that a fully executed contract will be required to finalize this transaction. Please confirm receipt of this LOI and let us know a convenient time to discuss the next steps. We look forward to working together toward a successful closing. Best regards,  [Your Name]  [Your Contact Information]  [Your Brokerage Name – Kale Realty]

071000013 Routing number Wire ● Account Name – Kale Realty
 ● Account Number – 202017839

We’ve recently received questions about agents assisting clients in selling or purchasing businesses. Please note that Kale Realty is a real estate brokerage  and does not  hold the E&O insurance required for agents to transact business sales. If you wish to represent someone in the purchase or sale of a business, you must : Register as a Business Broker  with the Illinois Secretary of State (approx. $200). Obtain a $10,000 Surety Bond , which typically costs around $500. Because these transactions fall outside our scope of services, they are not  conducted through Kale Realty. We only oversee real estate transactions—often described as “bricks, sticks, and land.” Any business-related activity must be handled independently of our brokerage. If you have any questions or need additional information, feel free to reach out. We appreciate your cooperation and understanding.

Below is a simple, step-by-step guide to help you set up a consultation for a property that is still occupied. This consultation is ideal if you’re looking to list a property while the home owner continues living in it while it’s on the market—and want expert advice on how best to prepare. 1. Visit the Haven Home Stager Services Page Open your web browser (Chrome, Safari, etc.). Go to:   havenhomestager.com/haven-services 2. Schedule a Meeting Scroll down or navigate until you find the scheduling option or contact form. Click on “Schedule a Meeting” (or the equivalent button/link). Provide the agent’s contact information so the stager can coordinate details directly with your real estate professional. Pro Tip: Include any additional notes or specific questions about your home in the appointment request so the expert can prepare accordingly. 3. Prepare for the Consultation Note Your Goals: Think about what you’d like to accomplish with the consultation—whether it’s decluttering, rearranging furniture, or planning minor cosmetic updates. List Your Questions: For instance, do you need advice on paint colors, which items to remove or store away, or how to highlight certain features of your home? 4. Consultation Day Walk Through the Home: The consultant will take a tour of your property to assess its current condition and identify opportunities to improve its overall appeal. Receive Tailored Recommendations: The consultant will suggest decluttering tips, furniture layout options, cosmetic improvements, and more. Get a Detailed To-Do List: You’ll receive a customized list of staging recommendations so you know exactly what to tackle first. 5. Execute the Plan Review the Checklist: Begin with quick, impactful changes (e.g., decluttering countertops, reorienting furniture). Prioritize Projects: Focus on budget-friendly updates first (like painting and small repairs) before moving on to bigger tasks if necessary. Stay in Touch: If you have questions or need further guidance, contact the stager or your real estate agent for extra support. Why This Matters Expert Advice: Get a professional, impartial eye to ensure your home looks its best. Maximize Appeal: Minor updates and thoughtful staging can dramatically improve how buyers perceive your property. Minimize Costs: Achieve a “staged” look without a major investment. That’s it! By following these steps, you’ll easily set up and benefit from a personalized staging consultation while your client is still living in the home. If you have any questions or need additional support, don’t hesitate to reach out to the Haven Home Stager team.

Hello Everyone, I hope you’re all doing well! I’m pleased to introduce each of you to the main contacts for the real estate transaction involving [Property Address] . Below, you’ll find the relevant parties and key details to ensure a smooth and successful closing. Contacts Listing Agent Name:  [Listing Agent Name] Brokerage:  [Listing Agent Brokerage] Contact Info:  [Phone/Email] Buyer’s Agent Name:  [Buyer’s Agent Name] Brokerage:  [Buyer’s Agent Brokerage] Contact Info:  [Phone/Email] Seller’s Attorney Name:  [Seller’s Attorney Name] Contact Info:  [Phone/Email] Buyer’s Attorney Name:  [Buyer’s Attorney Name] Contact Info:  [Phone/Email] Mortgage Broker Name:  [Mortgage Broker Name] Company:  [Mortgage Broker Company] Contact Info:  [Phone/Email] Transaction Details Property Address:  [Full Address] Date of Contract:  [Date] Sales Price:  [Sales Price] Earnest Money:  [Earnest Amount] Closing Date:  [Closing Date] Contingencies:  [List Any Contingencies (inspection, financing, etc.)] Home Warranty:  [Details on any warranty included (provider, term, coverage, etc.)] Home Close/Sale Details: Any special terms or conditions of the sale. Specific dates/times for final walk-through, if applicable. Additional items that might be transferred with the home (appliances, furniture, etc.). If you have any questions or need further clarification, please feel free to reach out to . I look forward to working with everyone to ensure a smooth and timely closing. Thank you, and have a wonderful day!

Creating a compelling listing description is key to attracting buyers and showcasing a property’s unique features. Follow these steps to write a clear, engaging, and compliant description: 1️⃣ Appeal to the Senses Think about what someone will see , feel , smell , hear , and experience  when they walk into the property. See:  Mention standout features like natural light, spacious rooms, or custom finishes. Feel:  Highlight the ambiance (e.g., cozy, elegant, modern). Smell:  Talk about fresh air, nearby gardens, or other pleasant aromas. Hear:  Note the quiet neighborhood, nearby parks, or vibrant city vibes. Experience:  Describe how the property fits into a lifestyle (e.g., “Perfect for entertaining guests” or “A tranquil retreat after a long day”). 2️⃣ Focus on the Property Features Highlight key amenities (e.g., updated kitchen, hardwood floors, or walk-in closets). Mention any unique aspects (e.g., “Built-in bookshelves add charm to the living room”). Include outdoor features (e.g., deck, pool, or landscaped yard). 3️⃣ Avoid Compensation Discussions Do not  include any mention of: Buyer or seller agent commissions. Referral fees or bonuses.This is not the place to discuss financial details! 4️⃣ Stay Fair Housing Compliant Avoid any language that could violate Fair Housing rules. Do NOT:  Reference race, religion, national origin, gender, disability, familial status, or age. Example of Prohibited Words:  “Family-friendly,” “Christian neighborhood,” or “Ideal for singles.” Focus instead on neutral, descriptive terms  about the property itself. 5️⃣ Refine with AI Assistance Once you've written your draft: Copy your text  and open ChatGPT. Use this prompt:“Write a compelling MLS listing description for ‘[property address, city, state].’ [Paste your description here].” Review and edit the AI-generated version for accuracy and personal touch. Example Before: “Spacious home in a family-friendly neighborhood with a big yard and near great schools.” After Using ChatGPT: “This stunning home features an open floor plan with abundant natural light, a beautifully landscaped yard perfect for outdoor gatherings, and is conveniently located near parks and local amenities. A perfect blend of style and comfort awaits!” Ready to Market Like a Pro? Craft a standout listing description that brings buyers through the door!

Useful Resources Chicagoland Rivers Title (CRT)  serves the following counties: Cook, Lake, Will, Kane, DuPage, McHenry, DeKalb, Kendall, Kankakee and Boone. Access tax PINs via county websites, below. Cook County Cook County Treasurer's Office - Chicago, Illinois Recordings | Cook County Clerk ( cookcountyclerkil.gov ) Search by Address | Cook County Assessor's Office Lake County Treasurer's Office | Lake County, IL ( lakecountyil.gov ) Recording Division | Lake County, IL ( lakecountyil.gov ) Chief County Assessment Office | Lake County, IL ( lakecountyil.gov ) KANE COUNTY Pages - Home ( kanecountytreasurer.org ) Home - Kane County Recorder - Sandy Wegman Pages - Home ( kanecountyassessments.org ) MCHENRY COUNTY Treasurer | McHenry County, IL ( mchenrycountyil.gov ) County Recorder | McHenry County, IL ( mchenrycountyil.gov ) Assessments | McHenry County, IL ( mchenrycountyil.gov )   DUPAGE COUNTY DuPage County, IL Property Tax Information Recorder ( dupagecounty.gov ) Supervisor Of Assessments ( dupagecounty.gov )

Given the recent NAR settlement, MLS systems, including MRED, may start flagging words related to compensation and cooperation in real estate transactions. Here are some similar terms that could potentially be scrutinized: Commission Fee Remuneration Incentive Rebate Payout Split Earnings Allowance Payment Contribution Honorarium Reward Bonus Profit-sharing Retainer Service charge Compensation agreement Brokerage fee Buyer's agent fee Seller contribution Broker compensation Listing agent commission Buyer rebate Net proceeds Referral fee Profit margin Agent commission Shared proceeds Service fee These words and similar phrases might draw attention, as regulators aim to ensure transparency and fair practices in the disclosure and structuring of fees in MLS listings. It’s wise to stay updated on any flagged terminology changes MRED or other MLS boards may issue post-settlement.

So, you want to assist someone with buying or selling a business? Here are the steps you need to follow: To register as a business broker in Illinois, you must comply with the Illinois Business Brokers Act of 1995, which is administered by the Illinois Secretary of State. Here's a step-by-step guide: 1. Determine Applicability • Who Needs to Register: If you act as a business broker, which includes assisting others in buying or selling businesses for compensation, registration is generally required. • Exemptions: Certain professionals, like attorneys or accountants providing incidental services, may be exempt. Verify if you qualify for an exemption. 2. Prepare the Application • Form to Use: Obtain and complete the Business Broker Registration Application from the Illinois Secretary of State’s website. • Information Required: ◦ Your name and contact information (individual or business entity). ◦ Details about your business brokerage practice. ◦ Criminal and financial disclosure information. 3. Pay the Registration Fee • The registration fee varies but is typically outlined in the application instructions. • Fees can be paid via check or money order, as specified in the form. 4. Obtain a Surety Bond or Insurance • Illinois requires business brokers to secure a surety bond or maintain insurance in the amount of $10,000. • The bond or policy must be issued by a recognized insurer and submitted with your registration. 5. Submit Disclosure Documents • Business brokers are required to provide disclosure documents to clients. These must be included in the registration packet and comply with statutory requirements. • The disclosure must include: ◦ Fees and compensation structures. ◦ Potential conflicts of interest. ◦ Terms and conditions of the broker-client relationship. 6. File the Application • Submit the completed application, fee, and supporting documentation to the:Illinois Secretary of State, Securities Department. 7. Await Approval • The Secretary of State will review your application. Once approved, you will receive a certificate or confirmation of registration. 8. Maintain Compliance • Annual Renewal: Registration must be renewed annually, typically with updated information and a renewal fee. • Client Contracts: Ensure all contracts with clients comply with Illinois law, including clear disclosure of terms. Additional Considerations: • If your business broker activities include selling securities (e.g., stock in a company), additional registration with the Illinois Securities Department and potentially the SEC may be required. You can contact the Illinois Secretary of State, Securities Department at: Phone: (800) 628-7937 Website: Illinois Secretary of State

Kale Realty MLS Listing Terms & Conditions To ensure compliance with MLS guidelines and maintain the highest level of professionalism, Kale Realty agents must adhere to the following terms when managing live MLS listings: Approval Required for Edits Once a listing is live on the MLS, agents may not edit any part of the listing text (including but not limited to property descriptions, remarks, or additional information) without obtaining prior approval from the Designated Managing Broker (DMB). Prohibited Language Agents must avoid using any words or phrases that violate MLS rules or Kale Realty standards. Refer to the Prohibited Words & Phrases Document for a complete list of terms that may not be used in any part of the MLS listing. Any violation of this policy will require immediate correction and may result in disciplinary action. Submission Process for Edits All text changes or updates to a live MLS listing must be submitted to the DMB for review and approval. Send your proposed edits via email to risa@kalerealty.com or another designated contact, including the MLS listing number and details of the requested change. MLS Compliance Failure to comply with MLS rules can result in fines and penalties. Kale Realty agents are responsible for adhering to all MLS guidelines and will be held accountable for any violations. Disciplinary Action Agents who fail to follow this process may face disciplinary action, including but not limited to: Written warnings Suspension of MLS privileges Financial penalties for any fines incurred By following these terms, you ensure a smooth, compliant, and professional listing process. If you have any questions about these policies or need further clarification, please contact your DMB.

Elevate Your Career with Kale Realty’s Career Kickoff Program! Are you ready to take your real estate career to the next level? Our Career Kickoff Program  offers an unmatched opportunity to develop the skills, knowledge, and confidence needed to run a successful real estate business. What Makes Career Kickoff Unique? No other brokerage offers a program like this! You’ll have the chance to: Learn from the Best:  Work directly with our Managing Broker Team and The Locker Room Coaches to gain valuable insights and strategies. Build Your Skills:  Each module is tailored to provide a step-by-step guide for building a thriving real estate career. Earn Rewards:  Complete each module and earn a raffle ticket for our monthly cash drawing ! Finish all modules, and you’ll receive: One month of waived Kale Realty dues  ($54 value). A certificate of completion  to showcase your dedication and achievements. Mentorship Opportunity Through our Mentoring Program , you’ll be paired with a seasoned real estate professional who will guide you through every aspect of your career. From personalized advice to actionable strategies, this mentorship is designed to set you up for long-term success. Why Join Career Kickoff? Access to exclusive resources, tips, and activities. Practical, hands-on experience. Support from experienced mentors and our broker team. Don’t miss this opportunity to develop your career and stand out in the competitive real estate market. Ready to Get Started? Log in to the Career Kickoff platform today and start completing modules to build your future! If you have questions or need assistance, our team is here to help. Here’s to your continued success!